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Brenda Woods didn’t would you like to go and then leave the yard she had tended for 40 years. However the roof had been falling in. And her bank wouldn’t provide her and her spouse Larry that loan to get an alternative house.

Brenda’s nevertheless tending her garden, however, as a result of a second-chance loan through the brand new Hampshire Community Loan Fund-a Community Development lender (CDFI). It let the Woods exchange their property with a brand new websites, safe, affordable, energy-efficient home that is manufactured.

Almost 700 families financed houses through the Community Loan Fund, which won a $5.5 million honor from the Wells Fargo WFC, -1.58% NEXT Awards for Opportunity Finance. The prize ended up being for expansion of a financing that is innovative for produced housing mortgage loans.